How to Use DIGIPAY: Digipay is Software to use AEPS Service

How to use DIGIPAY

How to use DIGIPAY

Hello Friends, Today We are going to Learn about How to use DIGIPAY. What are the Key Functions of DIGIPAY, Benefits of DIGIPAY in Day-to-Day Life. From Where we can Download this Software and Android App, who are Eligible to Operate this Software and App. We Will try to Cover all the Details Regarding this Software. 

1. ABOUT DIGIPAY

DIGIPAY is a Secured Digital Transaction System, introduced for banking transactions facility operated by Common Service Center (CSC) VLE's (Village Level Entrepreneur) in allover India. CSC centers are allowed to provide banking related service to their users. It is based on Aadhaar Authentication System as well as easily operative system and best for new digital transaction process.

Government steps for starting this service is very appreciable because its covers each and every remote area basically rural area, where banking service does not reach easily. 

2. What are the Key Functions of DIGIPAY?

Cash deposit, Cash Withdrawal, Balance Enquiry, Bill Payments is the key functions of DIGIPAY AePS Service (Aadhaar Enabled Payment System). All the transactions are highly secured and managed by National Payment Corporation of India (NPCI) and IndusInd Bank. 

3. Benefits of DIGIPAY

a) Linked Bank - Mostly all banks are listed under this service available in India.

b) Easy to Operate - VLE can operate this service in Laptop Computers and Android phones both.

c) It covers most of the remote rural area were banking service not available properly.

d) Service can be used "anytime anywhere" - if the VLE is not available in-service area he or she can operate it in any places and help users in making banking operations.

e) Safe transaction - this service is operated with the help of government agency collaboration with IndusInd Bank, and time-to-time upgradation makes it safer.

4. How to Withdrawal Money from DIGIPAY?

DIGIPAY

Users have to provide the following details mentioned below to the CSC VLE at the time of transaction. Without available of account holder no one can withdrawal their amount, or deposit amount to their bank account.

Detail Required while procedure: - 

a. BANK NAME: - Provide Bank name to VLE (Village Level Entrepreneur), he/she will select your bank from provided bank list in DIGIPAY Software and Android app.

b. Amount: - Tell the Amount you want to withdrawal from your account. Minimum Withdrawal limit is Rs. 100.

c. Customer Aadhaar Number: - Give detail about 12 Digit Aadhaar number of Self who want to make transaction from their account.

d. Mobile Number: - Also Provide your Mobile Number to get notification while making transaction / or after transaction.

e. Check Box: - VLE will tick mark the Agreement details which says, "I agree to Provide Aadhaar Authentication to continue with this transaction''. It means user giving consent to the procedure of transaction so that in future user not able to claim that transaction not done by them. 

f. Finger Scan: - After Completing all these information, VLE will Scan your Finger with the help of Fingerprint Scanner. After few seconds of process, the transaction will get completed.

* Note - The Process of Transaction will be successful in various conditions only: - 

Bank Account and Aadhaar are Linked: - If your Aadhaar number is not yet linked with your Bank account in that case, you will not be able to withdrawal cash from DIGIPAY or make any kind of transaction. If Aadhaar is already linked, then you can use this service. Aadhaar KYC in Bank is mandatory. 

5. who are Eligible to Operate this Software and App?

All Choice Centers, CSC Centers are only Eligible to operate this service by registering themselves through CSC ID, Mobile number, Email ID and Banking details.

6. How to download DIGIPAY Software and App?

CSC VLE's can download DIGIPAY software and app by clicking below link ''download" from DIGIPAY official website. Do not try to download this software from unofficial website.

To run DIGIPAY in your computer and Android phone, RD Service is must for your devices. About this service we will explain in our next post. 

Hope you enjoyed our information, kindly make comments on this post and tell us about your opinion and queries regarding it. We will try our best to resolve your issues.

THANK YOU

Our Other Important Articles: - 
 

1. RD SERVICE : Registration Process

2. RD SERVICE: A legit Authenticator

3. Aadhaar Service Charges

DIGIPAY - New Feature Added

Now the DIGIPAY user can get additional feature on it. The user are going to get both "Withdrawal and Deposit " option in DIGIPAY system. 

Hon’ Minister of Electronics & IT and Law & Justice Shri Ravi Shankar Prasad, in the august presence of Hon’ Minister of State, Shri P.P. Chaudhary, inaugurated ‘National Conference on Emerging Opportunities through CSC’ on August 22 at Siri Fort Auditorium in New Delhi.

Three New services were launched in this Conference –

           *  Launch of Patanjali products 

           *   Launch of Bharat Bill Pay service

           *   Launch of Deposit Service in Aadhaar Enabled Payment System – Digi Pay

These new launches will give new opportunity to CSC VLEs as well as to its users.

DIGIPAY - a Cashless Platform

CSC SPV in collaboration with National Payment Corportation of India(NPCI) and IndusInd Bank
Launched Aadhaar Enabled Payment System at all CSC (Common Service Center) across the Country, Which is Named as DIGIPAY.
DigiPay is Aadhaar based Authentication system, which can be used by each and every Individual Resident of India.

DigiPay is the medium through which, Individual user can Get Following Facilities in there door step with the help of VLE (Village Level Entrepreneur) Digital Seva Kendra.

1. Account Balance Inquiry : - Individual Person having account in any Indian bank can able to check  there Bank Account balance with the help of there Aadhaar Number and Finger Scan.

2. Money Withdrawal :- DigiPay also provides Money Withdrawal Facility. User can take cash through Digital Seva Kendra as per there requirement and the Same amount will be transferred to VLE Account from you Bank Account linked with Aadhaar Card.

3. BILL Payment :- Individual Person can able to make Bill Payment for any work done in Digital Seva Kendra.

4. Aadhaar Seeding :- Through DigiPay System, User can get facility to Link there BANK Account with Aadhaar Card.

Currently Following Banks where giving Aadhaar Seeding Facility to its customers :-

Andhra Bank, Axis Bank, Bank of Baroda, Central Bank of India, Dena Bank, Himachal Pradesh Gramin Bank, IndusInd Bank, Madhya Bihar Gramin Bank, Punjab National Bank, Sarv UP Gramin Bank, Vijaya Bank.